What Monroe water actually does to a tank
Maintenance advice is usually written for hard water, and most of this region does not have it. Your supply comes from the City of Monroe, and the question worth asking is not how much scale it leaves but how corrosive it is. Soft, lightly buffered water forms no protective film inside the tank lining, so the anode rod is doing the entire job of protecting the steel.
That inverts the standard advice. An annual flush matters less here than it would in a hard-water city, and the anode rod matters far more. A tank that has never had its anode checked at eight years old is running on whatever is left of it, and once that is gone the tank itself starts corroding.
- Anode inspection is the one job on this list that changes how long the tank lasts.
- A T&P test with a pressure reading, because a weeping relief valve is usually pressure rather than a failed valve.
- A flush, with an honest warning first: on a tank over about ten years that has never been flushed, the drain valve frequently will not reseat once opened.

What Monroe itself changes
The housing in Monroe
Monroe needs two answers rather than one. 37.0% of the housing was built between 1990 and 2009, which is the standard second-heater cohort, but 25.7% predates 1970, concentrated in the historic core and the older rental stock. Those two groups want different things: the newer subdivisions are planned replacements and straightforward repairs, and the older core is emergency work, code catch-up and landlord calls.
Where the heaters sit
Garage and closet in the 1990s and 2000s subdivisions. Crawlspace through the older core, where access is genuinely tighter and priced separately.