Before you replace it in Matthews
Our published rule applies here exactly as it does in Charlotte, and it is the same rule whoever answers the phone:
- Under 8 years old: we repair it. Elements, thermostats, gas valves and dip tubes are serviceable parts on a tank with years left in it.
- 8 to 12 years old: we repair it if the fix lands under about $500. You are risking $250 to defer $2,000.
- Leaking from the tank body, at any age: replace it. A perforated tank cannot be patched.
What decides which of those you are in is partly the water. Yours comes from Charlotte Water, and that is the supply whose chemistry has been working on the inside of your tank for its whole life. Where the water is soft and lightly buffered it corrodes rather than scales, which means tanks end by anode depletion and perforation rather than a slow decline. A leak from the shell is a genuine end-of-life signal here rather than something to nurse along.

What Matthews itself changes
The housing in Matthews
Matthews is older than its reputation. The peak build decade is the 1980s at 23.1%, and 1980 to 1999 together account for 45.3% of the housing stock. That makes Matthews a third-cycle replacement market rather than a first-failure one: most of these homes are on their second or third water heater already, and the tanks going in now are replacing tanks that themselves replaced the original.
The pipe era
Matthews sits squarely in the polybutylene window, with 45.3% of the stock built between 1980 and 1999. If you have grey plastic supply pipe, that is a planning and insurance question worth separating from whatever your water heater is doing today.